TMCC Financial Literacy Guide

your score from a credit reporting agency by paying a fee. Other companies may give you a free credit score if you sign up for their paid credit monitoring service. This kind of service checks your credit report for you. Sometimes it’s not always clear that you’ll be charged for the credit monitoring, so if you see an ofer for a free credit score, check closely to see if you’re being charged for credit monitoring. TIP: Before you pay to get your credit score, ask yourself if you really need it. Your credit score is based on what’s in your credit history so if you know your credit history is good, your credit score will be good. In some cases, it might be worth paying to obtain your score. For instance, if you are shopping for a mortgage, knowing your score can help you fnd what range of interest rates you can expect. Below is the contact information for the three credit issuing agencies: Equifax Equifax.com/personal/credit-report-services 800-685-1111 Experian Experian.com/help 888-EXPERIAN (888-397-3742) Transunion TransUnion.com/credit-help 888-909-8872 25